Banking Services Designed for Your Success

Discover a comprehensive range of banking services tailored to meet your personal and business financial needs.

Low-Interest Gold Loan

Avail gold loans at very low interest rates with complete transparency and no additional charges.

  • Low interest, no extra charges
  • Farmer gold loans for agricultural purposes at concessional rates
  • Nomination facility available

Current Account

Business-focused current accounts with unlimited transactions and premium services.

  • Unlimited Transactions
  • Locker Facility
  • Business Tools

Home Loans

Affordable home loans(Upto 40lakhs) with competitive rates to help you build your dream home.

  • Low Interest Rate
  • Long Term Loan
  • EMI available

Property Mortgage Loan

Avail high-value loans by mortgaging your property with attractive interest rates and customer-friendly benefits.

  • Loan amount up to ₹50 lakhs
  • Interest rate concessions for timely repayment
  • Flexible repayment options

Cash Certificate Investment

Our cash certificate investment offers a secure way to grow your money while earning a higher level of income through assured and reliable returns.

  • Safe and reliable investment option
  • Higher returns compared to regular savings
  • Flexible tenure as per bank policy

Digital Bill payment App

Pay all your essential utility bills and recharge services easily through our mobile banking application. Fast, secure, and available anytime, anywhere.

  • Electricity & Telephone bill payment
  • DTH recharge & Mobile recharge
  • Fund transfer and other banking services

Various Loan Schemes for Kudumbashree Units

Pay all your essential utility bills and recharge services easily through our mobile We offer multiple loan schemes exclusively designed for Kudumbashree units.

  • Different types of loans for Kudumbashree units
  • Two-wheeler vehicle loans for Kudumbashree units
  • Easy EMI options with simple documentation

Chit Fund Services

We offer reliable chit fund schemes ranging from ₹1 lakh to ₹10 lakhs with simple terms and secure management.

  • Chit amounts ranging from ₹1 lakh to ₹10 lakhs
  • Low and transparent sala (commission)
  • Flexible monthly payments and timely payout

Banking Facilities

We provide essential banking facilities with added benefits for customer convenience.

  • Self-Service Banking (ATM & CDM available)
  • Free locker facility (except Anangadi branch)
  • Fund transfer and other banking services

Why Choose Vallikkunnu SCB?

Experience the difference of community-focused banking with modern conveniences and personal touch.

100% Secure

Bank-grade security for all your transactions

Customer First

Personalized service tailored to your needs

Growth Focused

Solutions designed to grow your wealth