Terms and Conditions

These terms and conditions outline the rules and regulations for the use of Vallikunnu Service Co operative Bank Ltd Website, located at http://vallikkunnuscb.in

By accessing this website we assume you accept these terms and conditions. Do not continue to use Vallikunnu Service Co operative Bank Ltd if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of India. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing Vallikunnu Service Co operative Bank Ltd, you agreed to use cookies in agreement with the Vallikunnu Service Co operative Bank Ltd Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Vallikunnu Service Co operative Bank Ltd and/or its licensors own the intellectual property rights for all material on Vallikunnu Service Co operative Bank Ltd. All intellectual property rights are reserved. You may access this from Vallikunnu Service Co operative Bank Ltd for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from Vallikunnu Service Co operative Bank Ltd
• Sell, rent or sub-license material from Vallikunnu Service Co operative Bank Ltd
• Reproduce, duplicate or copy material from Vallikunnu Service Co operative Bank Ltd
• Redistribute content from Vallikunnu Service Co operative Bank Ltd

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Vallikunnu Service Co operative Bank Ltd does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Vallikunnu Service Co operative Bank Ltd, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Vallikunnu Service Co operative Bank Ltd shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

Vallikunnu Service Co operative Bank Ltd reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

• Republish material from Vallikunnu Service Co operative Bank Ltd
• Sell, rent or sub-license material from Vallikunnu Service Co operative Bank Ltd
• Reproduce, duplicate or copy material from Vallikunnu Service Co operative Bank Ltd
• Redistribute content from Vallikunnu Service Co operative Bank Ltd

You hereby grant Vallikunnu Service Co operative Bank Ltd a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

CONTROL OF YOUR PERSONAL INFORMATION

Except as otherwise described in this statement, personal information you provide on the Site will not be shared outside of Vallikunnu Service Co operative Bank Ltd and its controlled subsidiaries without your permission. Please be aware that this privacy statement and any choices you make on the Site will not necessarily apply to personal information you may have provided to Vallikunnu Service Co operative Bank Ltd in the context of other, separately operated, Vallikunnu Service Co operative Bank Ltd products or services.

SECURING YOUR DATA

Vallikunnu Service Co operative Bank Ltd will store all the personal information you provide on its secure servers. Information relating to electronic transactions entered into via this website will be protected by encryption technology.

CROSS-BORDER DATA TRANSFERS

Information that Vallikunnu Service Co operative Bank Ltd collects may be stored and processed in and transferred between any of the countries in which Vallikunnu Service Co operative Bank Ltd operates to enable the use of the information in accordance with this privacy policy. In addition, personal information that you submit for publication on the website will be published on the internet and may be available around the world. You agree to such cross-border transfers of personal information.

CROSS-BORDER DATA TRANSFERS

Information that Vallikunnu Service Co operative Bank Ltd collects may be stored and processed in and transferred between any of the countries in which Vallikunnu Service Co operative Bank Ltd operates to enable the use of the information in accordance with this privacy policy. In addition, personal information that you submit for publication on the website will be published on the internet and may be available around the world. You agree to such cross-border transfers of personal information.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

COMMUNICATIONS

Vallikunnu Service Co operative Bank Ltd will communicate with you through e-mail or Call or by posting notices on the Site or by such other means as Vallikunnu Service Co operative Bank Ltd may determine from time-to-time. You agree that all agreements, notices, disclosures and other communications that Vallikunnu Service Co operative Bank Ltd provides to you satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

INDEMNIFICATION

You hereby agree to defend, indemnify and hold Vallikunnu Service Co operative Bank Ltd against any and all losses, liabilities, damages, and/or claims (including, without limitation, attorneys’ fees and costs) arising due to the breach of these T&C or otherwise arising from your use or misuse of the Site or Content.

THIRD-PARTY SITES

From time to time, this website may also include links to other sites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). Your use of Third-Party sites is subject to the terms of use and privacy policies located on such Third-Party sites, which may be different from these T&C or Vallikunnu Service Co operative Bank Ltd’s Privacy Policy.

SEVERABILITY / ENTIRE AGREEMENT

These T&C, together with the Privacy Policy and any amendments or/and any additional agreements you may enter into with Vallikunnu Service Co operative Bank Ltd in connection with the Services, shall constitute the entire agreement between you and Vallikunnu Service Co operative Bank Ltd concerning the Services. If any provision of these T&C is deemed invalid, illegal or unenforceable, then that such provision shall be enforced to the maximum extent permissible so as to maintain the intent of these T&C, and all other remaining provisions of these Terms will remain in full force and effect.

ASSIGNMENT

These T&C, and any rights and licenses granted hereunder, shall not be transferred or assigned by you to anyone. Whereas, Vallikunnu Service Co operative Bank Ltd can assign such rights and licenses without restriction.

GOVERNING LAW

These T&C will be construed and enforced in all respects in accordance with the laws of India. Your use of this website and any dispute arising out of such use of the website is subject to the laws of India.

JURISDICTION

Any Court of India shall have sole and exclusive jurisdiction for all purposes in connection with any action or proceeding that arises from, or relates to, these T&C, and you hereby irrevocably waive any objection to such exclusive jurisdiction; provided however, that Vallikunnu Service Co operative Bank Ltd may seek to enforce any judgment in its favor in any court of competent jurisdiction. Notwithstanding the foregoing, Vallikunnu Service Co operative Bank Ltd may seek injunctive or other equitable relief in any court of competent jurisdiction to protect its proprietary and other rights. You agree that your breach or threatened breach of these T&C may result in immediate and irreparable damage to Vallikunnu Service Co operative Bank Ltd for which there is no adequate remedy at law. These Terms are only valid in the English language.

MISCELLANEOUS

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

UPDATION OF T&C

These T&C may be revised from time to time and the updated version will always be posted on the Website. If you do not agree to the new T&C, you will stop accessing the website.